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 I do agree that it feels extortionate but sometimes I can see it's justified. If it's a third party cash machine (not one owned by your bank) then they had to purchase/make the machine itself, install it somewhere (which they may have to pay rent on) and maintain it - having someone to out to refill it etc. Those things are not free and if this is their business then they have to charge something if they are going to cover their costs and make a profit. You are paying for the service - the convenience of access to cash in that location. So I understand that. However if my bank owned a cash machine and charged me to use it, they wouldn't be my bank for long as that is unacceptable to me.

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